Animal liability coverage is a type of insurance that provides protection for pet owners if their animal causes injury to another person or damages property. This coverage applies to a range of animals, including dogs, cats, and exotic pets. It covers medical expenses, legal fees, and property damage resulting from an animal-related incident. For pet owners, having animal liability coverage ensures they are financially protected in case of unforeseen events. It is especially important for those with pets that may be more unpredictable in behavior or for those living in areas with high foot traffic or shared spaces.