Liability pet insurance provides coverage for pet owners in case their pet causes harm or damage to others. This can include medical expenses for injuries, property damage, or legal fees if a pet injures someone or damages property. Unlike standard pet health insurance, liability pet insurance focuses specifically on protecting against third-party claims arising from pet behavior. It’s especially beneficial for renters or homeowners, as many standard insurance policies exclude pet-related liabilities. This coverage can help pet owners avoid expensive lawsuits and provides peace of mind knowing that financial responsibility for pet-related accidents is covered.