Canine liability insurance protects dog owners from financial responsibility if their pet causes injury to a person or damages property. This type of policy covers medical expenses, legal fees, and settlements in the event of an incident. Many homeowners' and renters' insurance policies exclude certain breeds or do not provide adequate coverage, making canine liability insurance essential for responsible pet owners. It ensures peace of mind by safeguarding against costly lawsuits and claims. Whether for personal protection or meeting landlord requirements, canine liability insurance is a valuable investment for dog owners seeking financial security and compliance with regulations.