General liability insurance in New York is essential for businesses to protect against claims of bodily injury, property damage, and legal expenses. This type of coverage is crucial for contractors, retailers, and service providers operating in the state. It helps cover medical costs, legal defense, and settlement fees resulting from third-party claims. New York businesses face strict regulations, making liability insurance a necessary safeguard. Whether you own a small business or a large company, having the right general liability coverage ensures financial protection and compliance with state laws, allowing you to operate with confidence.