General liability and workers’ compensation insurance are crucial for businesses, especially in high-risk industries like construction and electrical work. General liability covers third-party claims related to bodily injuries, property damage, and legal expenses, while workers’ compensation provides benefits to employees injured on the job. Together, these policies protect both the business and its workforce, ensuring compliance with state laws and reducing financial risks. Whether dealing with a client’s lawsuit or an injured worker’s medical expenses, having both coverages ensures business continuity. Contractors and business owners should invest in these policies to safeguard their operations and maintain credibility.